The low interest rates of recent times have created a climate for consumers, which makes it possible to take out a loan on particularly favorable terms. Today, customers benefit not only from low interest rates, but also from the extensive loan offer in the online credit comparison of Manucrediter. With our comparison, it is not only possible to get a quick overview of your own financial options, but also to apply for the loans in a comfortable way. In addition, you will find in our calculator installment loans with special conditions, which you would not receive at your house bank! Start your comparison directly and save on your new loan.
In addition to the favorable interest rates, it is above all the comfort that is associated with an online loan application. If you go to the house bank today, you may have to make an appointment and then have a credit check with the bank employee. Under certain circumstances, things are offered by the bank (eg insurance, Bauspar contracts or credit cards), which one did not want. The loan request on Manucrediter can be made quite easily from the home sofa and if you have any questions about the process, the consultants are happy to assist you during the consultation hours. For a loan over 25000 euros just go to our loan calculator and immediately you will receive a listing of all banks in our comparison with the related and offers.
Of course it is very appealing to have 25,000 euros for free. After all, most people have dreams that can easily be fulfilled with such a sum. From traveling around the world, the new car (then as a car loan) or the renovation of the home or apartment. The sum can either be earmarked or, of course, unbound. For car loans, you should pay attention to the purpose! For this, some banks offer special conditions.
The 25000 Euro can be used but not only for new purchases. With a rescheduling you can eg replace old loans with higher interest rates and save money thanks to the new loan. Compare in advance the interest rates of the old loans. If these are well above the current interest rates, then the rescheduling could be really worthwhile for you. The potential savings over the term can be more than 1000 euros! In the case of rescheduling, however, it is absolutely essential to pay attention to a possible prepayment penalty. Should your bank require one, these costs must be taken into account in a rescheduling.
Table 1: Exemplary credit calculations for 25,000 Euro installment loans
|running time||interest costs||Total cost of credit||monthly rate|
|12 months||from 93,14 €||from 25093,14 €||from 2091,10 €|
|24 Months||from 179.42 €||from 25179.42 €||from 1049,14 €|
|36 months||from 265,89 €||from 25265.89 €||from 701.83 €|
|48 months||from 352.56 €||from 25352,56 €||from 528,18 €|
|60 months||from 439.42 €||from 25439.42 €||from 423.99 €|
|72 months||from 526.48 €||from 25526.48 €||from 354.53 €|
|84 months||from 613.74 €||from € 25613.74||from 304.93 €|
For the example calculations, we use the cheapest interest rate currently available in our calculator. This is currently at 0.69% pa. Please note that your individual interest rate depends on your credit rating! Do you want to know how high the interest rate is with you? Just ask for a free loan request through our online loan calculator. Within a few minutes you will receive your individual credit offers.
For all banks in our credit comparison, only one can borrow over 25,000 Eure, who also has the required credit rating. At the time of the loan request, you must have a permanent employment relationship and ideally this should not be temporary. If you have a time limit, this must not end before the end of the repayment term. Furthermore, you should not currently be in the probationary period. If you are not sure whether you are taken over or not at the current position, we advise against a loan over 25000 euros rather!
In addition to the credit rating, of course, your payment habits must fit. Banks usually ask private credit to check their payment history. If you have been negative in the past, it may be hard to apply for an online loan. At this point we would also like to point out that we have no bank in comparison, which offers loans without private credit queries.